Senior Anti-Money Laundering Consultant, Apptad, NC, US

We are seeking an experienced Anti-Money Laundering (AML) Subject Matter Expert (SME) to join our team supporting Compliance and Risk Management initiatives . The ideal candidate will have a deep understanding of AML laws, regulations, and financial crime prevention strategies , with hands-on experience in banking environments.

The AML SME will serve as a trusted advisor and technical leader , ensuring compliance with BSA, AML, OFAC, and other regulatory requirements , while collaborating with cross-functional teams to enhance systems, controls, and processes.

• Provide expert guidance on AML compliance and financial crime prevention frameworks to stakeholders across risk, compliance, and operations teams.
• Partner with teams to design, implement, and enhance AML programs and procedures.
• Lead AML risk assessments, transaction monitoring improvements, and system enhancement initiatives .
• Collaborate with technology teams on AML model development, tuning, and validation .
• Monitor regulatory changes and translate them into actionable business requirements .
• Support audit and regulatory exams , providing evidence and explanations to external regulators and internal auditors.
• Conduct training sessions and workshops for teams on AML processes, regulatory updates, and best practices.
• Drive continuous improvement by identifying gaps and implementing corrective actions in AML operations.
• Ensure compliance with Bank Secrecy Act (BSA), USA PATRIOT Act, OFAC, FinCEN, and global AML regulations .

Required Qualifications

• Bachelor’s degree in Finance, Business, Accounting, Risk Management, or a related field (Master’s preferred).
• 8+ years of experience in AML, financial crime compliance, or related functions within large financial institutions.
• Proven expertise with AML systems such as Actimize, Mantas, or equivalent.
• Strong knowledge of U.S. AML laws and regulations , including BSA, USA PATRIOT Act, OFAC, FinCEN, and FATF guidelines.
• Experience in transaction monitoring, KYC, CDD, EDD, and suspicious activity reporting (SARs) .
• Strong analytical and problem-solving skills , with the ability to interpret complex regulations into practical solutions.
• Excellent communication and stakeholder management skills, with experience presenting to senior leadership and regulators .
• Certifications preferred:
• Certified Anti-Money Laundering Specialist ( CAMS )
• Certified Financial Crime Specialist ( CFCS )
• ACAMS Advanced Certifications (e.g., AML Risk Management, AML Audit)